Accessing Your Pension Savings

You’ve been saving all your life and now that you’re retiring, you want to get hold of the money in your pension. There are a few ways to do this. But to know which is the best option for you, you’ll need to speak to a pension expert.

In fact, for most people, it’s a legal requirement to speak with an expert before you can take any money. Taking professional, independent advice protects your retirement income.

Filling in the quick form will let us find you a local pension professional.

A Flexible Income in Retirement

The most flexible way to access your savings is through drawdown. It allows you to take what you need whenever you want it.

The rest of your fund stays invested, so it's a bit like having a large, flexible savings account for your retirement.

And don't forget, the first 25% that you take from your pension pot is completely tax-free! And, unlike an annuity, anything left in the fund can be inherited by your loved ones.

If you want a flexible income in retirement, pension drawdown could be right for you. By law, you need professional financial advice to take drawdown.

Simply enter a few details into the form to find your local pension expert.

To find out more...

Simply pop your details into this form to find a local independent financial adviser (IFA) who specialises in pension drawdown.

They’ll give you a call for a free, no obligation chat about your retirement plans.

If drawdown is your preferred option, your IFA will help you with that. If drawdown doesn’t seem to be the best option for you, your IFA will explain why, and help you to find an alternative plan for your retirement.

It’s a legal requirement that you take financial advice before entering drawdown.
All the IFAs that MyPensionChoices.co.uk partners with are unbiased and regulated by the FCA (Financial Conduct Authority, formerly the FSA).

Your local IFA is only 60 seconds away!