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Get advice to understand all your pension options
Accessing your Pension Savings
You've been saving all your life and now that you're retiring, you want to get hold of the money in your pension. There are a few ways to do this. But to know which is the best option for you, you'll need to speak to a pension expert.
In fact, for most people, it's a legal requirement to speak with an expert before you can take any money. Taking professional financial advice not only grows but also protects your retirement income.
A Flexible Income in Retirement
The most flexible way to access your savings is through drawdown. It allows you to take what you need whenever you want it.
The rest of your fund stays invested, so it's a bit like having a large, flexible savings account for your retirement.
And don't forget, the first 25% that you take from your pension pot is completely tax-free! And, unlike an annuity, anything left in the fund can be inherited by your loved ones.
If you want a flexible income in retirement, pension drawdown could be right for you.
"Pension Drawdown proved to be a more flexible pension option that gave me better access to my pension fund."
Maureen Knowles
Ashton-under-Lyne
