Our Service When you use our service to connect to a financial expert in your area, we will guarantee you: Rapid responseYour local advisor will respond to your enquiry within one business day. Free, no-obligation consultationDiscuss your goals with your advisor in depth, online or over the phone. Impartial, personally tailored adviceAll advisors are carefully selected, financial experts in their field. 100% satisfaction guaranteeIf you're not completely happy with the service you receive from your advisor, we'll find you an immediate alternative. Do I need an advisor? An advisor can offer insight and guidance for a wide range of financial matters: Investments Investing a single sum, or regular investing. Planning for retirementComparing rates and minimising charges, to get you the highest retirement income. Tax planningEverything from capital gains to inheritance tax. Running a businessWorkplace pensions, securing finance or company insurance. How much does an financial advisor cost? Our service is free for the initial consultation then an IFA will charge either: An hourly rateThis will vary based on the advice provided and will be agreed up-front. A small percentageWith ongoing investment management, you may be charged a percentage of the overall value. Fixed fee For a one-off services such as transferring a pension or buying an annuity. CommissionThis may apply to products such as insurance or mortgages.